AUTO

BIPD, UM?? WHAT DOES THIS MEAN???

Ever read your auto insurance policy? Just what is it and why do you need it? Zippy the Monkey can sell you a policy. Woodworth Insurance is committed to consult with each client to ensure the policy is clearly explained so you know what you’re paying for.

Auto insurance helps you protect you and your family against financial loss in the event of an accident. It covers the damages caused by an accident to someone or something perceived to be your fault. It may also cover the costs of repairing or replacing your vehicle if it is damaged or stolen. Your policy should give you peace of mind that you’re covered in the event of a loss.

Woodworth Insurance will custom design a policy unique to Colorado laws and our mountain community. We can offer you critical and convenience insurance coverages to meet your auto, home, life, and small business needs, simplifying your life with one call for all and enabling you to save with multi-line discounts. Farmers has more discounts than any other company today for ages 16 to 96.

• Occupational Groups (Doctors, RNs, Dentists, Teachers, Police, Firefighters etc...)
• Active and Retired Military
• Homeowners
• New Parents
• Good Students
• Teens with Y.E.S. Driver Training
• Alternative Fuel vehicles (e.g. Hybrids)
• Air Bags
• Two or More Automobiles
• Birthday Discounts for 50 and over!

HOME COVERAGES

Woodworth Insurance knows what matters to you most. That's why we specialize in providing home, condominium, and renter insurance policies based on your specific needs. For most of us, our home is the single largest investment we will make. Insurance can help you with your peace of mind, knowing that in the event of a covered loss, your damaged home will be rebuilt and your destroyed belongings will be replaced. Homeowners insurance provides coverage for damage to your home and other structures on your property such as a shed or detached garage. Condominium owners have unique needs for their home as well. Contents, Loss assessment, and Building and Property are just a few of the coverages available for our unit owners. We structure the plan to start where your Associations policy leaves off.

Without insurance, you'll be responsible for protecting your property, possessions and liability exposure. Do you have $500,000 readily available in case something happens on your property and it’s deemed your fault? Something else to consider: if someone is injured on your property, they may sue you for injuries and damages they sustain which may be well beyond $1,000,000. Without insurance, you may have to liquidate your assets and even lose a portion of your wages if you need to pay for a judgment.